Here are some quick ways of finding extra money to save and invest.

1. Check your current interest rates. Find out exactly how much interest you are collecting on all of your bank accounts. Speak with a banker to see if their is an option to receive a higher rate. Consider switching from a savings account to a money market account or a CD.
2. Make investing automatic. Have a fixed percentage deducted from your account every pay day and transferred directly into an investment account of your choice.

3. Maximize your retirement contributions.

4. Be sure that you are not holding too much tax from your paychecks. Holding too much tax gives an interest free loan to Uncle Sam. Consider withholding less from each paycheck and earn interest on YOUR money before you have to give Uncle Sam his cut.

5. Payoff all of your credit card bills NOW!!! Consider taking out a bank loan to pay off your balance of credit card debt. The interest you pay on a bank loan will be considerably less than you would pay on your credit card balance.